Market Movements.

A weekly read on what’s changed in the Australian lending market: cash rate moves, fixed and variable rate shifts, lender policy updates, and what it all means for borrowers and businesses. Published every Friday.

Latest · Week 34
21 August 2026

Jobs fall as unemployment edges up to 4.5%

Employment falls 15.8k in July, a downside surprise pushing unemployment to a near five-year high. Private wage growth keeps cooling, and the AUD tops 0.71 on broad US dollar weakness.

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8 August 2026 · Week 32

Home values fall 0.7% as the correction broadens

National home values fall for a third straight month, with the correction now touching five of eight capital cities. The trade surplus rebounds sharply on gold and iron ore.

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31 July 2026 · Week 31

Headline inflation slows to 3.8%, core still sticky

June CPI eases to a five-month low, but housing and services inflation keep accelerating. Building approvals rebound on units, and the AUD slips below 0.695.

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17 July 2026 · Week 29

Inflation expectations ease to 4.7%, core still sticky

Consumer inflation expectations fall sharply, but the trimmed mean hits its fastest annual pace since September 2024. Cracks are forming beneath a headline-strong labour market.

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19 June 2026 · Week 25

RBA holds at 4.35%, keeps hikes on the table

A unanimous RBA Board holds the cash rate but hardens its tone on future hikes. Government unveils a $3.8bn CGT reform package, and the AUD firms above 0.70 after a hawkish Fed decision.

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12 June 2026 · Week 24

RBA expected to hold, confidence lifts modestly

Markets expect the RBA to hold at its June meeting as Westpac trims its inflation peak forecast. National dwelling values push through a record $12.8 trillion.

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5 June 2026 · Week 23

Data centres drive Q1, economy slows to 0.3%

Q1 GDP growth slows to its softest pace since Q2 2024 as data-centre investment masks broader weakness. The FWC lifts the minimum wage 4.75%, and the AUD holds below 0.715.

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29 May 2026 · Week 22

April CPI eases to 4.2%, but core holds firm

Headline inflation undershoots as fuel excise relief kicks in, but trimmed mean lifts to 3.4%. Capex surges on data centres, June hike odds collapse to 5%, and the AUD holds 0.71.

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22 May 2026 · Week 21

Unemployment jumps to 4.5% — the highest since late 2021

April jobs surprise to the downside as employment contracts 18.6k. Home lending pulls back in Q1. AUD slips to 0.71 as June hike bets fade.

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15 May 2026 · Week 20

Budget 2026–27: smaller deficits and a housing tax shake-up

The Budget banks commodity windfalls into an $8.5bn smaller deficit and reforms negative gearing, the CGT discount and trust taxation. Wages hold at 0.9%qtr.

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8 May 2026 · Week 19

RBA hikes to 4.35% in 8–1 vote; June finely balanced

Third consecutive hike on a wider 8–1 margin. Markets price only ~20% odds of a June follow-up. Westpac sees inflation tilted to the upside through 2026. AUD touches a four-year high.

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1 May 2026 · Week 18

Inflation reaccelerates, but the details matter

Headline CPI back at 4.6% on rebate roll-off, but trimmed mean eased to 3.3%. Markets pull forward easing expectations and price a Q3 cut.

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24 April 2026 · Week 17

Labour market holds steady, but risks are building

Unemployment at 4.3%, hours worked at a record high. Oil at $97/bbl on Middle East tensions; AUD slips on softer commodity sentiment.

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27 March 2026 · Week 13

Inflation softens, but fuel shock looms

Feb CPI eased to 3.7% as housing inflation cooled. Cash rate at 4.10%, but oil up 40% YTD threatens the disinflation path.

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20 March 2026 · Week 12

RBA tightens policy as risks become more complex

A 5–4 vote lifts the cash rate to 4.10%. Oil-shock scenarios sketched as high as $130/bbl. Borrowers feel the squeeze on serviceability.

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13 March 2026 · Week 11

Rate outlook shifts as oil shock lifts rate expectations

Markets push the projected peak cash rate up to 4.35%. Australia's $12 trillion housing market sits in focus as fixed-rate pricing repositions.

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6 March 2026 · Week 10

Growth holds steady as demand and productivity improve

Q4 GDP up 0.8%, productivity up around 1%. Domestic demand resilient. RBA still on watch as services inflation lingers.

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27 February 2026 · Week 9

Inflation edges higher in January; core holds steady

Headline CPI lifts to 3.8%, trimmed mean steady at 3.4%. Electricity up 18.5% as rebates roll off. AUD near three-year highs.

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20 February 2026 · Week 8

Unemployment remains at 4.1%, but participation is doing the work

Wages up 3.4% YoY, credit growth at its fastest pace since mid-2022. The headline hides the story; participation is the swing factor.

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31 January 2026 · Week 5

Inflation isn’t done yet. Rate hike likely.

Q4 trimmed mean at 3.4% reinforces a February hike. All four major banks expect the cash rate to lift to 3.85%. AUD near three-year highs.

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23 January 2026 · Week 4

RBA policy watch: inflation data holds the casting vote

Unemployment falls to 4.1% on +65,000 jobs. February hike probability jumps from 27% to 56%. AUD reaches a 16-month high.

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16 January 2026 · Week 3

Progress, but not yet mission accomplished

First Market Movements of 2026. Annual inflation eased to 3.4% in November, the lowest reading since August. Direction encouraging, but the work isn’t done.

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